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If you're going to use a small-cap index like the Russell 2000, you could want to pause and think about why an excellent index fund firm, like Vanguard, doesn't have any funds that follow it. The factor is since it's a poor index.
I have not also dealt with the straw guy here yet, and that is the reality that it is reasonably unusual that you in fact have to pay either taxes or significant compensations to rebalance anyhow. The majority of intelligent financiers rebalance as much as feasible in their tax-protected accounts.
Decumulators can do it by taking out from property classes that have done well. And certainly, nobody needs to be acquiring loaded shared funds, ever. Well, I hope articles like these aid you to see via the sales strategies typically utilized by "financial experts." It's actually also poor that IULs do not work.
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